Personal Finance -

Embracing the Waves: Mastering Fluctuating Income as a Sales Professional

June 13, 2023 Roberto Feliciano Jr

As a sales professional, my income can be unpredictable. While the thrill of closing a big deal can be exciting, it can also lead to periods of uncertainty and fluctuating income. I’ve discovered a few strategies that have helped me ride these waves. Establishing a solid financial foundation is crucial. I create a realistic budget that reflects my needs during both prosperous and lean times. By meticulously tracking my expenses and prioritizing essential costs, I gain a clear understanding of…

My clients are freaking out about the SVB collapse. What do I say?

March 16, 2023 Roberto Feliciano Jr

The recent news of the SVB collapse has sent shockwaves throughout the business world. As a professional, you may find that some of your clients are anxious and worried about the impact this event may have on their investments. As a trusted advisor, it’s important to know how to calm your clients and provide them with reassurance during this difficult time. The first step to calming your clients is to acknowledge their concerns. Listen carefully to their questions and concerns,…

I’m drowning in Debt and I don’t know what to do.

March 1, 2023 Roberto Feliciano Jr

Getting out of debt can be a challenging task, but it is achievable with a plan and determination. Here are some steps you can take to get out of debt: Remember, getting out of debt is a journey, not a quick fix. Stay focused and committed to your plan, and celebrate each milestone along the way. With patience and perseverance, you can become debt-free.

Should we have a joint Bank Account?

February 28, 2023 Roberto Feliciano Jr

Sharing finances is an important aspect of any serious relationship, and many couples consider opening a joint bank account. While it can simplify finances and strengthen trust, there are potential downsides to consider before making the decision. First, a joint account can provide a clear view of shared financial goals and help couples create a budget together. It can also make managing bills and household expenses easier, and prevent misunderstandings about who is responsible for which payments. However, there are…