Budgeting -

Embracing the Waves: Mastering Fluctuating Income as a Sales Professional

June 13, 2023 Roberto Feliciano Jr

As a sales professional, my income can be unpredictable. While the thrill of closing a big deal can be exciting, it can also lead to periods of uncertainty and fluctuating income. I’ve discovered a few strategies that have helped me ride these waves. Establishing a solid financial foundation is crucial. I create a realistic budget that reflects my needs during both prosperous and lean times. By meticulously tracking my expenses and prioritizing essential costs, I gain a clear understanding of…

I’m drowning in Debt and I don’t know what to do.

March 1, 2023 Roberto Feliciano Jr

Getting out of debt can be a challenging task, but it is achievable with a plan and determination. Here are some steps you can take to get out of debt: Remember, getting out of debt is a journey, not a quick fix. Stay focused and committed to your plan, and celebrate each milestone along the way. With patience and perseverance, you can become debt-free.

Should we have a joint Bank Account?

February 28, 2023 Roberto Feliciano Jr

Sharing finances is an important aspect of any serious relationship, and many couples consider opening a joint bank account. While it can simplify finances and strengthen trust, there are potential downsides to consider before making the decision. First, a joint account can provide a clear view of shared financial goals and help couples create a budget together. It can also make managing bills and household expenses easier, and prevent misunderstandings about who is responsible for which payments. However, there are…